If you’ve ever taken a personal finance class, you’re probably familiar with the concept of early investing. One of the key takeaways I recall from my experience is that your teens and twenties are prime years to begin investing. Simply strike the perfect balance between expenses, saving, investing, and spending, and then let your money work for you.

Of course, this quixotic vision proves relatively easy to attain for those who come from generational wealth or enjoy other privileges. However, the vast majority of teens and twenty-somethings today face increasing student loans, rising rents in areas of greatest opportunity, and sluggish wage growth. Expenses comprise an increasingly larger portion of that delicate balance in our personal finances. It becomes more difficult to partake in the investment space while seeing significant, steady returns. In other words, there is limited access to capital for the majority of young people today.

CoPeace disrupts the investment space by increasing access to capital for traditionally underserved and marginalized communities. Our anticipated Direct Public Offering (DPO) allows these communities to participate in the investment space at low personal cost, while simultaneously funding growing companies solving environmental or social issues in the world today. This enables CoPeace to aid in the process of building generational wealth, which makes striking that balance, and entering the investment space earlier, that much easier.